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30 Year Conventional Rates
Central Banc 4.875% 4.947% APR .50% Fee
Bank of America 4.875% 4.993% APR .625% Fee
Wells Fargo 4.875% 5.065% APR 1% Fee
Chase 5.0% 5.099% APR 1.25% Fee
FHA 30 Years Fixed
Central Banc 4.75% 5.298% APR .90% Fee
Bank of America* 4.875% 5.037% APR 1.125% Fee
Wells Fargo 5.125% 5.85% APR 1% Fee
Chase

The following additional disclosures apply

  • *APR calculation does not include FHA Mortgage Insurance Premium which required by FHA.
  • Central Banc's FHA rates are based on 96.5 LTV (3.5% down payment) on purchases and 97.75 LTV on Refinances. Bank of America's rates are based on 80% (20% down payment) LTV on Purchases and Refinances.
  • The Annual Percentage Rate (APR) is based on representative loan amount for stated term*and includes points listed.
  • Points include any origination and discount fees.
  • These special rates are not guaranteed until lock-in.
  • Rates and terms are subject to change without notice. Interest rates assume credit history in good standing.
  • All loan applications subject to credit and property approval. Flood and/or property hazard insurance may be required. Additional fees and closing costs apply.
  • For adjustable-rate mortgages, rates are subject to increase after the initial fixed-rate period.
  • Assumes no subordinate financing.
  • Maximum loan limits and minimum equity/down payment requirements apply.
  • Other restrictions may apply.
  • Additional rates and programs are available.
  • Rates published are generated from, www.bankofamerica.com, www.wellsfargo.com, and www.chase.com
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